Shopping on credit without being a bank customer
Pazarama, one of the group companies of Türkiye İş Bankası, and Zip Finansman A.Ş., a consumer finance company that offers “cardless installment shopping” solutions. signed a collaboration with.
According to the statement made by the company, with the Zip payment method available in Pazarama for the first time among the marketplaces in Turkey, consumers will now be able to make credit payments with the installment option suitable for them without the need to have a debit card/credit card. Consumers need to add the products they want to buy through Pazarama to their carts, come to the payment step and select the “Pay with Zip Shopping Credit” method. At this stage, consumers; If they have a pre-allocated Zip limit, they can shop within their limits, or if they are new to the application, they can complete their shopping by taking a limit through the application.
NO CREDIT CARD NEEDED
Consumers; They have the opportunity to shop instantly, without the need for a credit card, with installments of up to 18 months and deferment options of up to 3 months, with interest rates starting from 2.99% within the existing credit limit, while they can use credit without the need for file fees and insurance. They can pay the loan they use on a monthly basis. Positioned as a shopping credit, Zip enables shopping within the total credit limit allocated to its customers.
Making a statement on the subject, Pazarama General Manager M. Bülent Kutacun said, “Within the scope of our cooperation with Zip Turkey, we aimed to enable our consumers to reach their needs more easily with a flexible and customizable payment option that suits their budget. Consumers choose Zip among the payment methods among the marketplaces in Turkey.” “We became the first marketplace to introduce Zip to Pazarama customers through this collaboration, and we aim to introduce Zip’s own customers to Pazarama. We will continue our work by focusing on the happiness and benefits of our customers.”
Zip Turkey CEO Burak Elgin said, “This collaboration with Pazarama represents an important innovation in the field of consumer finance in Turkey. As Zip Turkey, we continue to offer accessible and flexible financial solutions that suit the needs of our users. Pazarama’s innovative By joining forces with this approach, we provide consumers with the freedom to shop without requiring a debit card or credit card. With this solution, we improve the shopping experience of consumers, and we believe that this model, which brings together technology and finance, will make significant contributions to Turkey’s digital transformation process. “To continue to offer digital financing solutions that make life easier by reaching a wider consumer base, while continuing to add value to our products,” he said.
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